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Terms of Use

General
The Quartile Property Network ("QPN") web site is owned and operated by Quartile Marketing Pty Limited ABN 93 054 364 500. Access to the web site is conditional upon acceptance and compliance with the terms and conditions, notices and disclaimers contained in this document and elsewhere on the web site (known collectively as "Terms of Use"). Use of and/or access to the web site constitutes agreement to the Terms of Use. QPN reserves the right to amend the Terms of Use at any time. Users should periodically refer to the Terms of Use in this document and elsewhere on this web site.

Copyright
No part of this web site may be reproduced, copied, stored in a retrieval system or transmitted in any form without the prior permission of Quartile Marketing Pty Limited. Reproduction or redistribution for commercial purposes of any materials or design elements on the QPN web site is strictly prohibited without the express written permission of QPN. The content is protected by Australian and international copyright and trademark laws.

Links To Third Party Sites
The QPN web site may contain links to third party web sties. The linked sites are not under the control of QPN and QPN is not responsible for the contents of any linked site or any link contained in a linked site. QPN is providing these links only as a convenience and the inclusion of a link does not imply endorsement of the linked site by QPN.

Calculations
The information resulting from calculations should not be relied upon as a true representation of actual repayments. This information is not a substitute for professional advice from a qualified financial adviser. QPN accepts no liability, either direct or indirect, arising from any person relying, either wholly or partly, upon any information shown in, or omitted from, the calculations. QPN receives no commission from the publication of the financial statistics or market information, comment, reports or calculations on the web site. When using information contained in the web site for any financial purpose, users should consult a qualified professional to verify accuracy. All cash flows provided in the web site should be used as a guide only.

Disclosure
Quartile Property Network ("QPN") and its associated businesses advise that as a Licensed Real Estate Corporation it may receive commission from vendors for the sale of property. Clients should be aware that property values are cyclical and therefore may rise and/or fall depending upon market and economic conditions. All investment involves risk particularly where borrowed funds are utilised and should be assessed with regard to the level of borrowings and individual financial circumstances. Quartile Property Network is a member of the Real Estate Institute of New South Wales and subscribes to that organisations Code of Practice.

Limitation of Liability
The Trade Practices Act and similar State and Territory Legislation in Australia may infer rights and remedies in relation to the provision by QPN of goods or services on the website which cannot be excluded, restricted or modified ("Non-excludable Rights"). QPN does not exclude any Non-excludable Rights but does exclude all other conditions and warranties implied by custom, law or statute. Except as provided for by the Non-excludable Rights:

1. All content is provided "as is" and without warranties of any kind, either express or implied,
2. QPN and its suppliers expressly disclaim all warranties of any kind excluding but not limited to implied warranties of merchantability and fitness for a particular purpose, QPN does not warrant that the functions contain in any Content or access to the website will be uninterrupted or error-free, that any defects will be corrected or that the website of the server which stores and transmits content are free of viruses or any other harmful components,
3. QPN does not warrant to make any representation regarding access to, or the results of access to, the website (including any related or linked websites) or any content in terms of correctness, accuracy, timeliness, completeness, reliability or otherwise, and
4. The user assumes the entire cost of any necessary verification, maintenance, repair and/or correction of any relevant content.

Under no circumstances (including but not limited to any act or omission on the part of QPN) will QPN or its Affiliates be liable for any indirect, incidental, special and/or consequential damages or loss of profits whatsoever which result from any use or access of, or any inability to use or access, the website or any content. The user expressly acknowledges and agrees that QPN does not exert control over users of the website (including individuals referred to on the website in "Media Monitor" or "Property News") and is not liable either for their opinions or their behaviour including any information and/or advice and any defamatory statements or offensive conduct.

To the fullest extent permitted by law, QPN's liability for breach of any implied warranty or condition which cannot be excluded is limited at the option of QPN to the following:

In the case of services supplied or offered by QPN:
1. the supply of the services again, or
2. the payment of the cost of having services supplied again:

And in the case of goods supplied or offered by QPN:
1. the replacement of the goods or the supply of equivalent goods,
2. the repair of such goods,
3. the payment of the cost of replacing the goods or acquiring equivalent goods, or
4 . the payment of having the goods repaired.

Termination
The Terms of Use are effective until termination by QPN and QPN may terminate this agreement and the users access to the website at any time without notice. In the event of termination, the user is no longer authorised to access the website, but all restrictions imposed on the user, licences granted by the user and all QPN disclaimers and limitations of liability set out in the Terms of Use will survive.

Use of Information
QPN and its affiliates may gather, process and use:

1. information submitted by the user or otherwise provided when using the website (including name, physical address, e-mail address and other details provided),
2. information regarding the manner in which the user uses the website (including, without limitation, all information gathered as a result of the use of "cookies"). From time to time, QPN may offer products and services to you. If you wish to discontinue receiving such offers, please contact as appropriate. QPN does not disclose sensitive information to any external parties.

All information in the QPN website is provided as a convenience to the user. Neither QPN nor its licensors or suppliers (nor their respective directors, affiliates or employees), accept liability, direct or indirect for any injury, loss, claim, damage or any incidental or consequential damages, including but not limited to lost profits or savings, arising out of or in any way connected with the use of any information. Prices displayed in the website are current at the time of issue, but may change at any time and are subject to availability.

Other
This agreement will be governed by and construed in accordance with the laws of New South Wales, Australia. You irrevocably and unconditionally submit to the jurisdiction of the courts of New South Wales. If any provision of this agreement is found to be invalid or unenforceable by a court of law, such invalidity or unenforceability will not affect the remainder of the agreement, which will continue in full force and effect. All rights not expressly granted herein are reserved.